Why Students in Cyprus and Europe Need Health Insurance

Student health insurance protects against unexpected medical costs, university requirements, and risks abroad. Learn why every student needs it.

Author:
Written by: Andreas Nikolaou
Date: 28 August 2025

Studying—whether in Cyprus, Greece, the UK, or anywhere in Europe—is an exciting chapter. But it comes with responsibilities, and health insurance is one of the most important.

Universities Require Proof of Insurance

Most European universities demand active health coverage before:

Registration
Visa approval
Accommodation placement

Without it, enrollment can be delayed.

Medical Costs Abroad Can Be Extremely High

International students face non-resident fees, which can be significantly higher:

Doctor visits: €50–€150
Emergency care: €1,000+
Hospitalisation: up to several thousand daily

A student health plan prevents financial stress and ensures timely care.

Covers Common Student Risks

Students are more exposed to:

Sports injuries
Flu and infections
Dental emergencies
Mental health challenges
Accidents on or off campus

A good policy covers all of this, even abroad.

Peace of Mind for Parents

Parents know their child can access:

English-speaking doctors
24/7 assistance
Emergency support
Direct billing hospitals

This makes the student’s life safer and the parent’s life calmer.