Do You Still Need Private Health Insurance if You Have GESY in Cyprus?
Private health insurance in Cyprus complements GESY by offering faster access, more treatment options, and international protection. Learn why both matter.
Author:
Written by: Maria Konstantinou
Date: 12 September 2025
GESY has become the backbone of Cyprus’ public healthcare system. But while it provides access to essential services, many residents wonder: Is private health insurance still necessary?
The answer for most families, professionals, and expats is yes—because GESY and private coverage serve different purposes and work best together.
Why GESY Alone Is Not Enough
Although GESY covers general practitioners, specialists, laboratory tests, and hospitals, there are real limitations:1. Waiting Times
Demand often exceeds capacity. Diagnostic tests, specialist appointments, and surgeries may involve long delays.
2. Limited Choice of Doctors and Hospitals
Under GESY, the choice of specialists and hospitals is restricted. Private plans allow full freedom of doctor and facility selection.
3. Overseas Coverage Is Minimal
GESY does not provide robust cover for:
- Travel
- Work abroad
- Temporary or long-term relocation
- Private insurance fills this gap with international emergency medical cover.
Some treatments, medications, and procedures require approval or may not be available under GESY. Private plans broaden access.;
