Why Expats Living in Cyprus Need Private Health Insurance

Expats in Cyprus benefit from private health insurance for fast access, international cover, and support with residency and family needs.

Author:
Written by: Nikolaos Georgiou
Date: 19 September 2025

Cyprus is a top destination for expats from Europe, the UK, Russia, and beyond. While GESY offers access to public care, expats often need additional protection.

1. Fast Access to Private Hospitals

Private hospitals offer:

Shorter waiting times
English-speaking doctors
Comfortable facilities

Health insurance ensures affordable access.

2. More Comprehensive Coverage than GESY

Some treatments under GESY:

Have waiting lists
Require approval
Are not included

Private plans expand the available treatment options.

3. Essential for Travelling Expats

Most expats travel frequently for work or family reasons. Private insurance ensures protection in:

Home country
Europe
Worldwide

4. Supports Residency Applications

Many residency categories require active health insurance. Having a policy simplifies renewals.

5. Better Protection for Families

Private insurance provides:

Emergency care
Maternity benefits
Paediatric care
Specialist consultations

Perfect for families starting a new life in Cyprus.